PartnershipIQ is an autonomous AI agent that monitors every clause, covenant, and compliance threshold across your bank-brand BaaS partnerships — 24/7 — and acts before regulators do.
Most partnership breakdowns don't happen at launch — they happen two years in, when nobody's watching the covenants anymore. PartnershipIQ watches so you don't have to.
Track every operating clause across all partnership agreements. Covenant breaches, threshold violations, data-sharing rules — parsed and monitored in real time.
Monitor transaction patterns, flag suspicious activity thresholds, and surface compliance gaps before your sponsor bank does.
Orchestrate communication between sponsor banks and fintech brands. When something breaks, the agent knows who to notify and what data to surface.
The agent doesn't just flag issues — it drafts the response, notifies the right person, and documents the incident for your next regulator exam.
Integrate your existing BaaS infrastructure and program management tools. PartnershipIQ ingests partnership agreements, operating covenants, compliance requirements, and bank contact structures.
Define monitoring thresholds, escalation chains, and compliance priorities. The agent maps your bank's examination expectations to each partnership and builds a live compliance profile.
Every clause tracked. Every threshold monitored. Every breach escalated with a drafted response. Every regulator request documented. Your partnership program runs itself.
PartnershipIQ runs inside your partnership infrastructure, monitoring every agreement, every threshold, every compliance gap — so you can act before a consent order does.